Terms and Conditions
Rules for authorized use of the lending management system.
1. Acceptance of Terms
By accessing or using this lending management system, users agree to follow these Terms and Conditions, internal company policies, and applicable laws and regulations.
2. Authorized Use
This system is intended for authorized staff only. Users must use their own login account and must not share passwords or access credentials with another person.
3. User Responsibilities
- Enter borrower, loan, payment, and report information accurately.
- Protect borrower information and avoid unauthorized disclosure.
- Review loan computations, schedules, and payment records before saving transactions.
- Report suspected security issues, incorrect records, or unauthorized activity immediately.
4. Lending Records and Transactions
Loan releases, payments, adjustments, and account changes recorded in the system may affect official business records. Users are responsible for checking entries before submission. Certain actions may be logged for audit and security purposes.
5. Account Security
The system may use login rate limiting, session protection, audit logs, CSRF protection, and other controls to protect accounts and business records. The company may suspend or restrict access when misuse or unauthorized activity is detected.
6. Prohibited Activities
- Attempting to access another user’s account or another company’s data.
- Altering, deleting, or falsifying borrower, loan, or payment records without authorization.
- Uploading malicious files or attempting to damage the system.
- Using borrower information for unauthorized collection, harassment, or public disclosure.
7. Availability and Maintenance
The system may be temporarily unavailable due to maintenance, server issues, network interruptions, or security updates. Reasonable efforts will be made to restore access as soon as possible.
8. Limitation of Liability
The system is a management tool. Business owners and authorized staff remain responsible for verifying financial records, legal compliance, lending policies, and official documents.
9. Updates to Terms
These Terms and Conditions may be updated when system features, business rules, or legal requirements change. Continued use of the system means acceptance of the updated terms.